You may attend only the evenings that you want. If you do not plan to attend all three sessions, please email adulted@corvallis.k12.mt.us and let us know which ones you would like to attend so that we can be best prepared. If we do not hear from you, we will assume you plan to attend all sessions. Thanks! Session 1: Banking basics Get an overview of banking – including checking and savings accounts, why they are important, how to open and protect your accounts, and how to use banking in your everyday life. Session 2: Understanding Credit Learn about the history of credit, what factors make up your credit score, and gain a better understanding of how to build or repair, maintain, and protect your credit. Session 3: Understanding the Lending Process Understand what a loan is, the different loan types, the 4 Cs of lending (Credit, Capacity, Collateral, and Character), where and how to apply for a loan, plus additional loan factors. |